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December 6th, 2016

Finance

Understanding Earned Income Tax Credit (EITC)

The Earned Income Tax Credit, EITC or EIC, is a benefit for working people with low to moderate income. To qualify, you must meet certain requirements and file a tax return, even if you do not owe any tax or are not required to file. EITC reduces the amount of tax you owe and may give you a refund. To qualify for EITC you must have earned income fr...

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Learn to Prepare Taxes by Becoming a Tax Volunteer

The IRS is looking for people to provide free tax help in 2017. Become a tax volunteer and make a difference in your community. The IRS sponsors the Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs. These two programs offer free tax help across the country for people with low-to-moderate incomes. This year, V...

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No Retirement Plan at Work? Tips for 2016 Open Enrollment Season

Open Enrollment Season is that all-important time each year when employees reassess their needs and make changes to their workplace benefits, such as healthcare, life insurance, and retirement savings. Whether or not you have access to these benefits through your employer, it’s a good idea to take this opportunity to think about your future — in pa...

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Beware of Fake IRS Tax Bill Notices*

The Internal Revenue Service and its Security Summit partners are warning taxpayers and tax professionals of fake IRS tax bills related to the Affordable Care Act. The IRS has received numerous reports of scammers sending a fraudulent version of a notice- labeled CP2000 – for tax year 2015. The issue has been reported to the Treasury Inspecto...

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It’s a Good Time for a Tax Withholding Review

PHOTO: Taxes.jpg As the Tax Program Coordinator here at Capstone Community Action, I receive notices all year about tax issues that will affect our community. I hope these articles can help us all to keep up with some of the changes and therefore, have a better tax experience. If you need more information about these tax subjects, or others, let me...

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How to save money on health care

One in two Americans has a chronic condition and 86 percent of health care spending is on chronic care, according to the Centers for Disease Control and Prevention. When it comes to saving money, health care is probably the last place you might look, but there are many ways to build better health and stronger savings. 1. Take advantage of preventiv...

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The demands of tomorrow are facing today’s accountants

Technology is rapidly changing all industries, including the accounting profession. An accountant from 30 years ago would barely recognize the field as it exists today, as mobile devices and cloud computing have begun to automate many of the day-to-day responsibilities of accountants. The integration of technology into all aspects of an accountant...

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The self-employment surge and how professionals can best prepare

One in two American workers are projected to be self-employed by 2020, according to MBO Partners. While the shifting economy has surely pushed some people into independent work, many have chosen it. Career goals for contemporary professionals are changing and given how quickly this trend is taking hold in the United States, today’s employees...

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How to find $500 in energy savings in 5 rooms

With the demand for electricity and natural gas rising, right along with energy costs, American homeowners can easily spend hundreds of dollars a month on utility bills. “From air conditioning larger homes to powering today’s high-tech electronics, we are using more energy than ever and that is certainly hitting many homeowners in their...

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Clever tips and tricks to save on auto insurance

Car insurance can take a bite out of your budget. On average, consumers shelled out nearly $ 800 for auto insurance for each vehicle in 2011, according to a recent report from the National Association of Insurance Commissioners. In some states, the annual cost to insure one car topped $ 1,100. To cut insurance costs, the first thing to do is talk t...

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