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September 28th, 2016

Finance

It’s a Good Time for a Tax Withholding Review

PHOTO: Taxes.jpg As the Tax Program Coordinator here at Capstone Community Action, I receive notices all year about tax issues that will affect our community. I hope these articles can help us all to keep up with some of the changes and therefore, have a better tax experience. If you need more information about these tax subjects, or others, let me...

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How to save money on health care

One in two Americans has a chronic condition and 86 percent of health care spending is on chronic care, according to the Centers for Disease Control and Prevention. When it comes to saving money, health care is probably the last place you might look, but there are many ways to build better health and stronger savings. 1. Take advantage of preventiv...

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The demands of tomorrow are facing today’s accountants

Technology is rapidly changing all industries, including the accounting profession. An accountant from 30 years ago would barely recognize the field as it exists today, as mobile devices and cloud computing have begun to automate many of the day-to-day responsibilities of accountants. The integration of technology into all aspects of an accountant...

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The self-employment surge and how professionals can best prepare

One in two American workers are projected to be self-employed by 2020, according to MBO Partners. While the shifting economy has surely pushed some people into independent work, many have chosen it. Career goals for contemporary professionals are changing and given how quickly this trend is taking hold in the United States, today’s employees...

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How to find $500 in energy savings in 5 rooms

With the demand for electricity and natural gas rising, right along with energy costs, American homeowners can easily spend hundreds of dollars a month on utility bills. “From air conditioning larger homes to powering today’s high-tech electronics, we are using more energy than ever and that is certainly hitting many homeowners in their...

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Clever tips and tricks to save on auto insurance

Car insurance can take a bite out of your budget. On average, consumers shelled out nearly $ 800 for auto insurance for each vehicle in 2011, according to a recent report from the National Association of Insurance Commissioners. In some states, the annual cost to insure one car topped $ 1,100. To cut insurance costs, the first thing to do is talk t...

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5 tips for fighting grime: The squeaky-clean truth about the dish pit and commercial dishwashers

Numerous pieces of equipment are required for busy restaurant kitchens to run smoothly, and one of the hardest-working machines in any kitchen is the commercial dishwasher. Critical to both restaurant flow and sanitation, this piece of restaurant equipment can make or break the dinner rush. Is your restaurant’s dishwasher up to the daily chal...

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Survey says: Payday loan users savvier than you think

Read enough about the state of Americans’ finances and you might get the impression that the average consumer is fairly clueless when it comes to making good money decisions. But a new survey indicates that Americans are more credit-savvy than you might think about how and when to use one of the most-maligned types of credit: payday loans. Re...

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Five things they don’t teach you in school about how to secure your financial future

Anyone over a certain age has heard about the “the three Rs” of education – reading, writing and arithmetic. The thinking is that if you graduate from school knowing how to read, write and solve basic math problems, you’ll have the fundamentals for a successful life. But these days much more is required, especially when it c...

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Thinking about writing off Social Security? Not so fast

Social Security is a hot topic these days. Unfortunately, many Americans are still in the dark when it comes to planning for Social Security. And that could have significant consequences. A recent nationwide omnibus survey of 1,007 adults in the United States shows that despite the constant coverage about the topic, many Americans aren’t clea...

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